Illinois
McDonough County
ZIP 61438
27,102 residents1 permits TTM$50,434 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$103,500
ACS 5-Year
Cap rate proxy
8.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.4%
HUD FMR ÷ ACS HHI
Net migration
+0.91%
IRS SOI
Permits (TTM)
1
Census BPS
Climate risk
37.5
FEMA NRI (0–100)
ZIP 61438
Median home value
—
Gross yield
—
Cap rate
8.5%
Rent gap
—
Affordability
P/I: 2.3R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown10 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 61422 | — | — | — | 12.9% | — |
| 61420 | — | — | — | 8.5% | — |
| 61440 | — | — | — | 8.5% | — |
| 62326 | — | — | — | 9.3% | — |
| 61411 | — | — | — | 8.5% | — |
Ranked by composite score
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Demographics
Owner-occupied
62.1%
Census ACS
Vacancy rate
13.5%
Census ACS
Bachelor's degree +
31.8%
Census ACS
Rent burdened
46.3%
Census ACS (>30% income)
Median age
35.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026