Illinois
Effingham County
ZIP 62401
34,505 residents47 permits TTM$75,380 median HHI7 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$179,800
ACS 5-Year
Cap rate proxy
4.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
11.7%
HUD FMR ÷ ACS HHI
Net migration
+0.80%
IRS SOI
Permits (TTM)
47
Census BPS
Climate risk
53.8
FEMA NRI (0–100)
ZIP 62401
Median home value
—
Gross yield
—
Cap rate
3.9%
Rent gap
—
Affordability
P/I: 3.0R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown7 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 62473 | — | — | — | 5.5% | — |
| 62411 | — | — | — | 5.3% | — |
| 62443 | — | — | — | 4.8% | — |
| 62461 | — | — | — | 4.9% | — |
| 62401 | — | — | — | 3.9% | — |
Ranked by composite score
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Demographics
Owner-occupied
78.1%
Census ACS
Vacancy rate
8.5%
Census ACS
Bachelor's degree +
26.0%
Census ACS
Rent burdened
27.6%
Census ACS (>30% income)
Median age
39.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026