Chicago-Naperville-Elgin, IL-IN-WI · Illinois

Kendall County

ZIP 60512

135,053 residents712 permits TTM$110,474 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$298,900

ACS 5-Year

Cap rate proxy

5.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

19.2%

HUD FMR ÷ ACS HHI

Net migration

+3.20%

IRS SOI

Permits (TTM)

712

Census BPS

Climate risk

80.2

FEMA NRI (0–100)

ZIP 60512

Median home value

Gross yield

Buy Box score

0.9

Section 8 gap

Affordability

P/I: 3.4R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown8 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
60538$298,900$2,1208.5%1.020.2%
60545$298,900$1,8707.5%1.06.1%
605120.9
605410.9
605600.9
60543$298,900$1,6606.7%0.8-5.8%
60447$298,900$1,7907.2%0.81.5%
60536

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Demographics

Owner-occupied

84.2%

Census ACS

Vacancy rate

2.7%

Census ACS

Bachelor's degree +

36.4%

Census ACS

Rent burdened

54.9%

Census ACS (>30% income)

Median age

36.0

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026