Chicago-Naperville-Elgin, IL-IN-WI · Illinois

Kane County

ZIP 60140

516,097 residents1,798 permits TTM$100,678 median HHI22 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$303,000

ACS 5-Year

Cap rate proxy

5.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.7%

HUD FMR ÷ ACS HHI

Net migration

+2.24%

IRS SOI

Permits (TTM)

1,798

Census BPS

Climate risk

94.6

FEMA NRI (0–100)

ZIP 60140

Median home value

$386,512

Gross yield

6.7%

Cap rate

4.4%

Rent gap

35.3%

Affordability

P/I: 3.8R/I:

Section 8 detail

SAFMR: $2,170Rent: $1,404Gap: 54.6%
ZIP code breakdown22 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
60183$303,000county est.$2,67010.6%5.6%47.4%
60505$238,747$1,6108.1%8.8%-9.1%
60539$303,000county est.$1,7707.0%5.6%20.7%
60506$300,119$1,6906.8%8.0%-18.3%
60177$359,537$2,0907.0%4.7%32.8%

Ranked by composite score

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Demographics

Owner-occupied

75.7%

Census ACS

Vacancy rate

3.5%

Census ACS

Bachelor's degree +

37.5%

Census ACS

Rent burdened

47.6%

Census ACS (>30% income)

Median age

38.6

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026