Chicago-Naperville-Elgin, IL-IN-WI · Illinois
DeKalb County
100,512 residents338 permits TTM$69,022 median HHI13 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$231,900
ACS 5-Year
Cap rate proxy
6.8%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.1%
HUD FMR ÷ ACS HHI
Net migration
+2.17%
IRS SOI
Permits (TTM)
338
Census BPS
Climate risk
80.8
FEMA NRI (0–100)
ZIP code breakdown13 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 60115 | — | — | — | 6.9% | 19.7% |
| 60550 | — | — | — | 4.7% | 41.5% |
| 60150 | — | — | — | 4.7% | 41.5% |
| 60146 | — | — | — | 4.7% | 41.5% |
| 60556 | — | — | — | 4.5% | 41.5% |
Ranked by composite score
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Demographics
Owner-occupied
60.9%
Census ACS
Vacancy rate
5.3%
Census ACS
Bachelor's degree +
32.7%
Census ACS
Rent burdened
53.3%
Census ACS (>30% income)
Median age
32.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026