hawaii-county · Hawaii

Hawaii County

ZIP 96720

203,684 residents1,015 permits TTM$77,215 median HHI28 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$486,400

ACS 5-Year

Cap rate proxy

3.5%

FMR × 0.65 ÷ Home Value

Rent-to-income

21.9%

HUD FMR ÷ ACS HHI

Net migration

+1.16%

IRS SOI

Permits (TTM)

1,015

Census BPS

Climate risk

98.5

FEMA NRI (0–100)

ZIP 96720

Median home value

Gross yield

Buy Box score

0.1

Section 8 gap

Affordability

P/I: 6.9R/I: 28.9%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown28 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
967785.9%
967495.8%
967715.4%
967604.8%
967384.6%
967204.2%
967404.1%
967043.8%
967103.5%
967193.5%
967263.5%
967283.5%
967373.5%
967553.5%
967643.5%
967723.5%
967733.5%
967743.5%
967763.5%
967773.5%
967803.5%
967853.5%
967813.2%
967833.1%
967272.6%
967502.2%
967251.7%
967431.4%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

73.1%

Census ACS

Vacancy rate

18.7%

Census ACS

Bachelor's degree +

30.9%

Census ACS

Rent burdened

43.9%

Census ACS (>30% income)

Median age

44.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026