Hawaii
Hawaii County
ZIP 96778
203,684 residents1,015 permits TTM$77,215 median HHI28 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$486,400
ACS 5-Year
Cap rate proxy
3.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
21.9%
HUD FMR ÷ ACS HHI
Net migration
+1.16%
IRS SOI
Permits (TTM)
1,015
Census BPS
Climate risk
98.5
FEMA NRI (0–100)
ZIP 96778
Median home value
—
Gross yield
—
Cap rate
5.9%
Rent gap
—
Affordability
P/I: 3.7R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown28 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 96778 | — | — | — | 5.9% | — |
| 96771 | — | — | — | 5.4% | — |
| 96760 | — | — | — | 4.8% | — |
| 96749 | — | — | — | 5.8% | — |
| 96777 | — | — | — | 3.5% | — |
Ranked by composite score
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Demographics
Owner-occupied
73.1%
Census ACS
Vacancy rate
18.7%
Census ACS
Bachelor's degree +
30.9%
Census ACS
Rent burdened
43.9%
Census ACS (>30% income)
Median age
44.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026