habersham-county · Georgia
Habersham County
ZIP 30563
46,948 residents323 permits TTM$65,622 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$212,000
ACS 5-Year
Cap rate proxy
5.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.2%
HUD FMR ÷ ACS HHI
Net migration
+1.70%
IRS SOI
Permits (TTM)
323
Census BPS
Climate risk
38.9
FEMA NRI (0–100)
ZIP 30563
Median home value
—
Gross yield
—
Cap rate
3.7%
Rent gap
—
Affordability
P/I: 4.7R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 30531 | — | — | — | 3.8% | — |
| 30563 | — | — | — | 3.7% | — |
| 30535 | — | — | — | 3.6% | — |
| 30523 | — | — | — | 3.0% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
74.7%
Census ACS
Vacancy rate
14.5%
Census ACS
Bachelor's degree +
24.2%
Census ACS
Rent burdened
39.0%
Census ACS (>30% income)
Median age
39.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026