Clay County
ZIP 39851
Median home value
$92,500
ACS 5-Year
Cap rate proxy
7.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.2%
HUD FMR ÷ ACS HHI
Net migration
—
IRS SOI
Permits (TTM)
4
Census BPS
Climate risk
8.5
FEMA NRI (0–100)
Median home value
$129,222
Gross yield
9.0%
Cap rate
5.4%
Rent gap
40.6%
Affordability
Section 8 detail
Numbers repeat across most ZIPs in this county
ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 39824 | $92,500county est. | $973 | 12.6% | 7.5% | 40.6% |
| 39851 | $129,222 | $973 | 9.0% | 5.4% | 40.6% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Owner-occupied
76.9%
Census ACS
Vacancy rate
39.1%
Census ACS
Bachelor's degree +
22.6%
Census ACS
Rent burdened
29.4%
Census ACS (>30% income)
Median age
46.1
Census ACS