Punta Gorda, FL · Florida
Charlotte County
ZIP 33981
195,083 residents3,016 permits TTM$66,154 median HHI13 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$291,000
ACS 5-Year
Cap rate proxy
5.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
23.4%
HUD FMR ÷ ACS HHI
Net migration
+3.17%
IRS SOI
Permits (TTM)
3,016
Census BPS
Climate risk
95.2
FEMA NRI (0–100)
ZIP 33981
Median home value
—
Gross yield
—
Cap rate
6.5%
Rent gap
—
Affordability
P/I: 5.1R/I: 32.7%
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown13 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 33952 | — | — | — | 9.7% | — |
| 34224 | $276,963 | $1,370 | 5.9% | 8.6% | -44.7% |
| 33980 | — | — | — | 9.2% | — |
| 33948 | — | — | — | 9.1% | — |
| 33947 | — | — | — | 7.9% | — |
Ranked by composite score
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Demographics
Owner-occupied
83.2%
Census ACS
Vacancy rate
23.9%
Census ACS
Bachelor's degree +
25.3%
Census ACS
Rent burdened
54.4%
Census ACS (>30% income)
Median age
60.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026