Pensacola-Ferry Pass-Brent, FL · Florida
Santa Rosa County
193,719 residents1,905 permits TTM$88,968 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$302,100
ACS 5-Year
Cap rate proxy
5.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
19.5%
HUD FMR ÷ ACS HHI
Net migration
+2.34%
IRS SOI
Permits (TTM)
1,905
Census BPS
Climate risk
89.0
FEMA NRI (0–100)
ZIP code breakdown8 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 32583 | — | — | — | 7.2% | — |
| 32564 | — | — | — | 6.7% | — |
| 32565 | — | — | — | 6.5% | — |
| 32570 | — | — | — | 8.1% | — |
| 32571 | — | — | — | 6.7% | — |
Ranked by composite score
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Demographics
Owner-occupied
80.0%
Census ACS
Vacancy rate
9.0%
Census ACS
Bachelor's degree +
31.0%
Census ACS
Rent burdened
39.1%
Census ACS (>30% income)
Median age
40.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026