Florida

Gulf County

ZIP 32465

14,772 residents297 permits TTM$67,361 median HHI2 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$235,700

ACS 5-Year

Cap rate proxy

5.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

20.7%

HUD FMR ÷ ACS HHI

Net migration

+1.01%

IRS SOI

Permits (TTM)

297

Census BPS

Climate risk

59.5

FEMA NRI (0–100)

ZIP 32465

Median home value

Gross yield

Buy Box score

0.4

Section 8 gap

Affordability

P/I: 2.9R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown2 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
324650.4
324560.0

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

80.3%

Census ACS

Vacancy rate

36.6%

Census ACS

Bachelor's degree +

24.5%

Census ACS

Rent burdened

50.7%

Census ACS (>30% income)

Median age

47.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026