Florida
Gulf County
14,772 residents297 permits TTM$67,361 median HHI2 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$235,700
ACS 5-Year
Cap rate proxy
5.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
20.7%
HUD FMR ÷ ACS HHI
Net migration
+1.01%
IRS SOI
Permits (TTM)
297
Census BPS
Climate risk
59.5
FEMA NRI (0–100)
ZIP code breakdown2 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 32465 | $195,153 | $1,702 | 10.5% | 6.9% | 31.8% |
| 32456 | $467,997 | $1,702 | 4.4% | 3.8% | 12.8% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
80.3%
Census ACS
Vacancy rate
36.6%
Census ACS
Bachelor's degree +
24.5%
Census ACS
Rent burdened
50.7%
Census ACS (>30% income)
Median age
47.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026