garfield-county · Colorado
Garfield County
ZIP 81635
62,034 residents175 permits TTM$86,172 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$490,600
ACS 5-Year
Cap rate proxy
3.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
21.1%
HUD FMR ÷ ACS HHI
Net migration
+1.73%
IRS SOI
Permits (TTM)
175
Census BPS
Climate risk
64.5
FEMA NRI (0–100)
ZIP 81635
Median home value
—
Gross yield
—
Cap rate
4.4%
Rent gap
—
Affordability
P/I: 4.8R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown6 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 81635 | — | — | — | 4.4% | — |
| 81630 | — | — | — | 3.7% | — |
| 81637 | — | — | — | 5.0% | — |
| 81652 | — | — | — | 3.0% | — |
| 81647 | — | — | — | 2.8% | — |
Ranked by composite score
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Demographics
Owner-occupied
69.7%
Census ACS
Vacancy rate
6.4%
Census ACS
Bachelor's degree +
33.4%
Census ACS
Rent burdened
48.6%
Census ACS (>30% income)
Median age
37.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026