Colorado
Huerfano County
ZIP 81040
6,946 residents66 permits TTM$52,139 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$256,700
ACS 5-Year
Cap rate proxy
3.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.0%
HUD FMR ÷ ACS HHI
Net migration
+0.88%
IRS SOI
Permits (TTM)
66
Census BPS
Climate risk
24.2
FEMA NRI (0–100)
ZIP 81040
Median home value
$256,700
Gross yield
4.7%
Cap rate
3.5%
Rent gap
27.1%
Affordability
P/I: 5.7R/I: —
Section 8 detail
SAFMR: $1,013Rent: $739Gap: 37.1%
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 81089 | $201,596 | $1,013 | 6.0% | 4.4% | 27.1% |
| 81040 | $256,700county est. | $1,013 | 4.7% | 3.5% | 27.1% |
| 81069 | $327,387 | $1,070 | 3.9% | 2.7% | 30.9% |
| 81055 | $369,198 | $1,013 | 3.3% | 2.4% | 27.1% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
77.3%
Census ACS
Vacancy rate
40.3%
Census ACS
Bachelor's degree +
27.1%
Census ACS
Rent burdened
38.7%
Census ACS (>30% income)
Median age
55.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026