Colorado

Gunnison County

ZIP 81220

17,158 residents84 permits TTM$77,358 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$597,200

ACS 5-Year

Cap rate proxy

2.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.5%

HUD FMR ÷ ACS HHI

Net migration

+0.90%

IRS SOI

Permits (TTM)

84

Census BPS

Climate risk

45.0

FEMA NRI (0–100)

ZIP 81220

Median home value

$597,200

Gross yield

2.7%

Cap rate

2.4%

Rent gap

10.7%

Affordability

P/I: 6.3R/I:

Section 8 detail

SAFMR: $1,334Rent: $1,191Gap: 12.0%
ZIP code breakdown10 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
81210$597,200county est.$1,3342.7%2.4%10.7%
81220$597,200county est.$1,3342.7%2.4%10.7%
81224$1,388,746$1,3341.2%1.0%10.7%
81225$597,200county est.$1,3342.7%2.4%10.7%
81230$597,666$1,3342.7%2.4%10.7%

Ranked by composite score

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Demographics

Owner-occupied

66.9%

Census ACS

Vacancy rate

36.0%

Census ACS

Bachelor's degree +

59.3%

Census ACS

Rent burdened

49.3%

Census ACS (>30% income)

Median age

37.0

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026