Modesto, CA · California
Stanislaus County
ZIP 95355
552,250 residents1,082 permits TTM$79,661 median HHI25 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$426,600
ACS 5-Year
Cap rate proxy
4.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
23.0%
HUD FMR ÷ ACS HHI
Net migration
+1.41%
IRS SOI
Permits (TTM)
1,082
Census BPS
Climate risk
96.9
FEMA NRI (0–100)
ZIP 95355
Median home value
—
Gross yield
—
Cap rate
5.3%
Rent gap
—
Affordability
P/I: 6.1R/I: 32.2%
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown25 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 95351 | — | — | — | 5.4% | — |
| 95319 | — | — | — | 4.3% | — |
| 95350 | — | — | — | 5.5% | — |
| 95386 | — | — | — | 4.3% | — |
| 95307 | — | — | — | 5.3% | — |
Ranked by composite score
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Demographics
Owner-occupied
61.0%
Census ACS
Vacancy rate
4.2%
Census ACS
Bachelor's degree +
19.1%
Census ACS
Rent burdened
49.0%
Census ACS (>30% income)
Median age
34.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026