El Centro, CA · California

Imperial County

ZIP 92281

179,319 residents172 permits TTM$56,393 median HHI15 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$279,500

ACS 5-Year

Cap rate proxy

4.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

21.5%

HUD FMR ÷ ACS HHI

Net migration

+1.05%

IRS SOI

Permits (TTM)

172

Census BPS

Climate risk

96.5

FEMA NRI (0–100)

ZIP 92281

Median home value

Gross yield

Cap rate

4.3%

Rent gap

Affordability

P/I: 5.0R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown15 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
922334.7%
922224.3%
922574.3%
922594.3%
922664.3%

Ranked by composite score

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Demographics

Owner-occupied

56.8%

Census ACS

Vacancy rate

15.1%

Census ACS

Bachelor's degree +

16.1%

Census ACS

Rent burdened

49.3%

Census ACS (>30% income)

Median age

33.0

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026