California
Mendocino County
ZIP 95490
90,709 residents8 permits TTM$64,688 median HHI26 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$486,000
ACS 5-Year
Cap rate proxy
3.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
24.6%
HUD FMR ÷ ACS HHI
Net migration
+0.95%
IRS SOI
Permits (TTM)
8
Census BPS
Climate risk
94.3
FEMA NRI (0–100)
ZIP 95490
Median home value
—
Gross yield
—
Cap rate
4.6%
Rent gap
—
Affordability
P/I: 5.4R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown26 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 95428 | — | — | — | 6.1% | — |
| 95454 | — | — | — | 5.0% | — |
| 95490 | — | — | — | 4.6% | — |
| 95469 | — | — | — | 3.7% | — |
| 95415 | — | — | — | 3.3% | — |
Ranked by composite score
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Demographics
Owner-occupied
60.9%
Census ACS
Vacancy rate
16.7%
Census ACS
Bachelor's degree +
24.9%
Census ACS
Rent burdened
51.2%
Census ACS (>30% income)
Median age
43.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026