California

Humboldt County

ZIP 95589

135,418 residents310 permits TTM$61,135 median HHI35 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$418,800

ACS 5-Year

Cap rate proxy

3.6%

FMR × 0.65 ÷ Home Value

Rent-to-income

24.5%

HUD FMR ÷ ACS HHI

Net migration

+1.36%

IRS SOI

Permits (TTM)

310

Census BPS

Climate risk

96.8

FEMA NRI (0–100)

ZIP 95589

Median home value

Gross yield

Cap rate

3.6%

Rent gap

Affordability

P/I: 6.1R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown35 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
955605.2%
955624.9%
955734.8%
955424.3%
955263.6%

Ranked by composite score

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Demographics

Owner-occupied

56.3%

Census ACS

Vacancy rate

12.4%

Census ACS

Bachelor's degree +

32.1%

Census ACS

Rent burdened

55.4%

Census ACS (>30% income)

Median age

39.6

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026