California
Humboldt County
ZIP 95589
135,418 residents310 permits TTM$61,135 median HHI35 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$418,800
ACS 5-Year
Cap rate proxy
3.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
24.5%
HUD FMR ÷ ACS HHI
Net migration
+1.36%
IRS SOI
Permits (TTM)
310
Census BPS
Climate risk
96.8
FEMA NRI (0–100)
ZIP 95589
Median home value
—
Gross yield
—
Cap rate
3.6%
Rent gap
—
Affordability
P/I: 6.1R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown35 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 95560 | — | — | — | 5.2% | — |
| 95562 | — | — | — | 4.9% | — |
| 95573 | — | — | — | 4.8% | — |
| 95542 | — | — | — | 4.3% | — |
| 95526 | — | — | — | 3.6% | — |
Ranked by composite score
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Demographics
Owner-occupied
56.3%
Census ACS
Vacancy rate
12.4%
Census ACS
Bachelor's degree +
32.1%
Census ACS
Rent burdened
55.4%
Census ACS (>30% income)
Median age
39.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026
