California
Amador County
41,029 residents57 permits TTM$81,526 median HHI11 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$422,800
ACS 5-Year
Cap rate proxy
3.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
20.3%
HUD FMR ÷ ACS HHI
Net migration
+2.39%
IRS SOI
Permits (TTM)
57
Census BPS
Climate risk
79.2
FEMA NRI (0–100)
ZIP code breakdown11 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 95601 | $422,800county est. | $1,698 | 4.8% | 3.9% | 18.7% |
| 95629 | $422,800county est. | $1,770 | 5.0% | 3.9% | 22.0% |
| 95640 | $458,668 | $1,760 | 4.6% | 4.5% | 2.7% |
| 95642 | $427,401 | $1,698 | 4.8% | 3.9% | 18.7% |
| 95665 | $393,646 | $1,698 | 5.2% | 4.2% | 18.7% |
Ranked by composite score
Compare all ZIPs in Amador County
See all 11 ZIPs ranked by yield and cap rate
Compare yields, cap rates, rent gaps, and affordability across every ZIP. Free account.
- Sortable table — sort by yield, rent gap, affordability
- Drill into any ZIP for full detail
- Save markets and weekly market digest
Free · No credit card · No spam
6
ZIP comparison table. Showing 5 of 11 ZIPs. Sign up to see all.
Demographics
Owner-occupied
80.1%
Census ACS
Vacancy rate
15.1%
Census ACS
Bachelor's degree +
22.4%
Census ACS
Rent burdened
43.6%
Census ACS (>30% income)
Median age
49.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026