California

Alpine County

ZIP 95646

1,695 residents4 permits TTM$110,781 median HHI3 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$466,100

ACS 5-Year

Cap rate proxy

FMR × 0.65 ÷ Home Value

Rent-to-income

HUD FMR ÷ ACS HHI

Net migration

+1.24%

IRS SOI

Permits (TTM)

4

Census BPS

Climate risk

10.6

FEMA NRI (0–100)

ZIP 95646

Median home value

Gross yield

Cap rate

Rent gap

Affordability

P/I: 4.2R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown3 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
95223
95646
96120

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

81.0%

Census ACS

Vacancy rate

70.2%

Census ACS

Bachelor's degree +

42.1%

Census ACS

Rent burdened

5.6%

Census ACS (>30% income)

Median age

41.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026