
Yuma, AZ
The numbers that matter most
What an investor checks first when sizing up a new metro — affordability ratio, rent vs income, cap rate proxy, and where the market is moving. Each metric shown vs. state and national medians for instant context.
moderate
Price to income
3.24×
The single most-cited 'is this market still cheap' check. Below 3× and you're in an affordability tailwind.
- vs Arizona
- 4.54×-1.30
- vs U.S.
- 3.43×-0.19
Benchmark
ACS median home value ÷ median HHI
moderate
Rent to income
27.4%
What share of a typical household's income goes to rent. Below 30% means tenants can absorb modest rent increases.
- vs Arizona
- 27.4%=
- vs U.S.
- 23.3%
Benchmark
(HUD FMR 2BR × 12) ÷ median HHI
deal-by-deal
Cap rate proxy
5.51%
Rough first-pass yield assuming a 35% expense ratio. Not an underwriting number — a 'is this even worth modeling' filter.
- vs Arizona
- 3.81%+1.70
- vs U.S.
- 4.35%+1.16
Benchmark
(FMR 2BR × 12 × 0.65) ÷ ACS median home value
steady
Net migration
+0.31%
Forward-looking demand signal. Positive net migration drives rent growth and absorbs new supply.
- vs Arizona
- 0.31%=
- vs U.S.
- 0.03%+0.28
Benchmark
IRS net migration ÷ population
strong
Permit pipeline
5.73
permits per 1,000 residents
Forward-supply indicator. Above ~5 means the metro is building meaningfully relative to its size; below 2 means supply is tight.
- vs Arizona
- 5.73=
- vs U.S.
- 3.52+2.21
Benchmark
Census BPS permits TTM ÷ population × 1,000
softening
Unemployment
12.4%
Tighter unemployment means higher wages, more rental demand, lower vacancy.
- vs Arizona
- 4.9%
- vs U.S.
- 3.9%
Benchmark
BLS LAUS, latest month
Where prices are and where they've been
5-year price appreciation
+56.0%
homeValues.yearOverYear
+1.0%
Median home value
$195,700
The rent ladder
| Bedroom | Monthly | Annual | % of median HHI |
|---|---|---|---|
| 1 BR | $1,053 | $12,636 | 20.9% |
| 2 BR | $1,382 | $16,584 | 27.4% |
| 3 BR | $1,892 | $22,704 | 37.6% |
Labor market direction
Unemployment
12.4%
Median household income
$60,417
What's being built
Total TTM
1,171
+1.0% YoY
Single-family
768
2–4 unit
41
5+ unit
362
All 1 counties, ranked by population
| County | Population | Home value | Median HHI | Permits TTM | YoY |
|---|---|---|---|---|---|
| Yuma County | 204,374 | $195,700 | $60,417 | 1,171 | +0.9% |
Similar metros nationally
| Metro | Pop | Med HHI | P/I | Cap proxy | HPI 5y | Permits/1k | Unemp |
|---|---|---|---|---|---|---|---|
| ★Yuma | 204,374 | $60,417 | 3.24× | 5.51% | +56.0% | 5.73 | 12.4% |
| Houma-Thibodaux, LA | 206,082 | $64,269 | — | — | +18.3% | — | 3.5% |
| Jacksonville, NC | 203,686 | $64,568 | — | — | +68.6% | — | 3.6% |
| Athens-Clarke County, GA | 216,194 | $62,897 | — | — | +68.9% | — | 3.0% |
| Johnson City, TN | 207,442 | $56,096 | — | — | +75.6% | — | 3.3% |
| Saginaw, MI | 189,821 | $58,347 | — | — | +54.1% | — | 6.0% |
Where people are moving in from
Net migration
+628
+0.31% of population
| Origin county | Tax returns |
|---|---|
| Maricopa County, AZ | 650 |
| San Diego County, CA | 519 |
| Imperial County, CA | 361 |
| Monterey County, CA | 172 |
| Los Angeles County, CA | 170 |
| Riverside County, CA | 159 |
Who lives in Yuma
- Median age
- 36
- Bachelor's+
- 16.7%
- Owner-occupancy
- 70.0%
- Vacancy rate
- 18.1%
- Rent burdened (30%+)
- 42.7%
- Median household income
- $60,417
This page shows federally sourced data. A full editorial analysis with charts and investment commentary is in progress.
