Phoenix-Mesa-Chandler, AZ · Arizona
Pinal County
ZIP 85631
449,219 residents8,403 permits TTM$77,588 median HHI29 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$312,100
ACS 5-Year
Cap rate proxy
7.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
21.9%
HUD FMR ÷ ACS HHI
Net migration
+3.85%
IRS SOI
Permits (TTM)
8,403
Census BPS
Climate risk
93.8
FEMA NRI (0–100)
ZIP 85631
Median home value
$312,100
Gross yield
5.9%
Buy Box score
0.9
Section 8 gap
8.0%
Affordability
P/I: 2.1R/I: —
Section 8 detail
SAFMR: $1,530Rent: $1,417Gap: 8.0%
ZIP code breakdown29 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 85137 | $312,100 | $1,570 | 6.0% | 0.9 | 10.8% |
| 85631 | $312,100 | $1,530 | 5.9% | 0.9 | 8.0% |
| 85138 | $312,100 | $2,300 | 8.8% | 0.9 | 62.3% |
| 85173 | $312,100 | $1,530 | 5.9% | 0.9 | 8.0% |
| 85145 | $312,100 | $1,830 | 7.0% | 0.9 | 29.1% |
| 85128 | $312,100 | $1,530 | 5.9% | 0.9 | 8.0% |
| 85143 | $312,100 | $2,140 | 8.2% | 0.9 | 51.0% |
| 85623 | $312,100 | $2,330 | 9.0% | 0.8 | 64.4% |
| 85131 | $312,100 | $1,530 | 5.9% | 0.8 | 8.0% |
| 85172 | $312,100 | $1,530 | 5.9% | 0.8 | 8.0% |
| 85139 | $312,100 | $1,840 | 7.1% | 0.8 | 29.9% |
| 85132 | $312,100 | $1,630 | 6.3% | 0.8 | 15.0% |
| 85140 | $312,100 | $2,250 | 8.7% | 0.8 | 58.8% |
| 85193 | $312,100 | $1,530 | 5.9% | 0.7 | 8.0% |
| 85122 | $312,100 | $1,530 | 5.9% | 0.7 | 8.0% |
| 85194 | $312,100 | $1,540 | 5.9% | 0.7 | 8.7% |
| 85120 | $312,100 | $1,530 | 5.9% | 0.6 | 8.0% |
| 85739 | $312,100 | $2,030 | 7.8% | 0.6 | 43.3% |
| 85142 | $312,100 | $2,470 | 9.5% | 0.5 | 74.3% |
| 85658 | $312,100 | $2,030 | 7.8% | 0.5 | 43.3% |
| 85119 | $312,100 | $1,530 | 5.9% | 0.5 | 8.0% |
| 85118 | $312,100 | $1,580 | 6.1% | 0.3 | 11.5% |
| 85121 | $312,100 | $2,290 | 8.8% | — | 61.6% |
| 85123 | $312,100 | $1,530 | 5.9% | — | 8.0% |
| 85141 | $312,100 | $1,530 | 5.9% | — | 8.0% |
| 85147 | $312,100 | $1,960 | 7.5% | — | 38.3% |
| 85191 | $312,100 | $1,530 | 5.9% | — | 8.0% |
| 85192 | $312,100 | $1,530 | 5.9% | — | 8.0% |
| 85618 | $312,100 | $1,530 | 5.9% | — | 8.0% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
80.5%
Census ACS
Vacancy rate
12.6%
Census ACS
Bachelor's degree +
22.2%
Census ACS
Rent burdened
40.1%
Census ACS (>30% income)
Median age
40.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026