Montgomery, AL · Alabama
Lowndes County
ZIP 36785
10,008 residents3 permits TTM$35,160 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$80,600
ACS 5-Year
Cap rate proxy
15.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
22.6%
HUD FMR ÷ ACS HHI
Net migration
+1.08%
IRS SOI
Permits (TTM)
3
Census BPS
Climate risk
29.1
FEMA NRI (0–100)
ZIP 36785
Median home value
$80,600
Gross yield
13.4%
Buy Box score
—
Section 8 gap
35.7%
Affordability
P/I: 4.0R/I: —
Section 8 detail
SAFMR: $900Rent: $663Gap: 35.7%
ZIP code breakdown6 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 36032 | $80,600 | $900 | 13.4% | 0.4 | 35.7% |
| 36047 | $80,600 | $900 | 13.4% | 0.3 | 35.7% |
| 36752 | $80,600 | $900 | 13.4% | 0.2 | 35.7% |
| 36040 | $80,600 | $900 | 13.4% | 0.2 | 35.7% |
| 36043 | $80,600 | $1,000 | 14.9% | 0.2 | 50.8% |
| 36785 | $80,600 | $900 | 13.4% | — | 35.7% |
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Demographics
Owner-occupied
77.3%
Census ACS
Vacancy rate
13.8%
Census ACS
Bachelor's degree +
13.9%
Census ACS
Rent burdened
38.3%
Census ACS (>30% income)
Median age
42.7
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026