Florence-Muscle Shoals, AL · Alabama
Lauderdale County
ZIP 35648
95,037 residents304 permits TTM$59,082 median HHI9 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$185,800
ACS 5-Year
Cap rate proxy
5.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.2%
HUD FMR ÷ ACS HHI
Net migration
+1.17%
IRS SOI
Permits (TTM)
304
Census BPS
Climate risk
85.5
FEMA NRI (0–100)
ZIP 35648
Median home value
—
Gross yield
—
Buy Box score
0.6
Section 8 gap
—
Affordability
P/I: 3.6R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown9 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 35630 | — | — | — | 8.6% | — |
| 35677 | — | — | — | 5.2% | — |
| 35632 | — | — | — | 5.2% | — |
| 35648 | — | — | — | 4.5% | — |
| 35610 | — | — | — | 4.5% | — |
| 35633 | — | — | — | 4.2% | — |
| 35652 | — | — | — | 3.9% | — |
| 35645 | — | — | — | 3.7% | — |
| 35634 | — | — | — | 3.5% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
67.8%
Census ACS
Vacancy rate
13.4%
Census ACS
Bachelor's degree +
27.1%
Census ACS
Rent burdened
34.4%
Census ACS (>30% income)
Median age
40.7
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026