Alabama

Monroe County

ZIP 36460

19,580 residents59 permits TTM$40,225 median HHI9 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$114,900

ACS 5-Year

Cap rate proxy

7.5%

FMR × 0.65 ÷ Home Value

Rent-to-income

21.5%

HUD FMR ÷ ACS HHI

Net migration

+0.52%

IRS SOI

Permits (TTM)

59

Census BPS

Climate risk

48.7

FEMA NRI (0–100)

ZIP 36460

Median home value

$138,902

Gross yield

6.7%

Cap rate

6.2%

Rent gap

7.1%

Affordability

P/I: 3.5R/I:

Section 8 detail

SAFMR: $776Rent: $721Gap: 7.6%
ZIP code breakdown9 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
36425$114,900county est.$7768.1%7.5%7.1%
36439$114,900county est.$7768.1%7.5%7.1%
36444$114,900county est.$7768.1%7.5%7.1%
36445$114,900county est.$7768.1%7.5%7.1%
36460$138,902$7766.7%6.2%7.1%

Ranked by composite score

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Demographics

Owner-occupied

70.2%

Census ACS

Vacancy rate

27.4%

Census ACS

Bachelor's degree +

11.4%

Census ACS

Rent burdened

29.4%

Census ACS (>30% income)

Median age

43.9

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026