Birmingham-Hoover, AL · Alabama
Chilton County
ZIP 35046
45,500 residents82 permits TTM$61,873 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$142,300
ACS 5-Year
Cap rate proxy
10.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.6%
HUD FMR ÷ ACS HHI
Net migration
+1.42%
IRS SOI
Permits (TTM)
82
Census BPS
Climate risk
54.7
FEMA NRI (0–100)
ZIP 35046
Median home value
—
Gross yield
—
Buy Box score
0.3
Section 8 gap
48.1%
Affordability
P/I: 4.0R/I: —
Section 8 detail
SAFMR: $1,266Rent: $855Gap: 48.1%
ZIP code breakdown8 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 35045 | — | — | — | 7.4% | 0.3% |
| 36790 | — | — | — | 7.2% | 32.5% |
| 36758 | $155,876 | $900 | 6.9% | 6.6% | 5.0% |
| 36750 | $173,976 | $1,140 | 7.9% | 5.9% | 25.0% |
| 35085 | — | — | — | 4.7% | 32.5% |
| 35171 | — | — | — | 4.5% | 32.5% |
| 36091 | $227,500 | $940 | 5.0% | 4.5% | 9.0% |
| 35046 | — | — | — | 4.2% | 32.5% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
76.8%
Census ACS
Vacancy rate
10.9%
Census ACS
Bachelor's degree +
15.2%
Census ACS
Rent burdened
24.2%
Census ACS (>30% income)
Median age
39.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026