Birmingham-Hoover, AL · Alabama
Blount County
ZIP 35097
59,292 residents15 permits TTM$61,096 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$169,700
ACS 5-Year
Cap rate proxy
9.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.6%
HUD FMR ÷ ACS HHI
Net migration
+1.68%
IRS SOI
Permits (TTM)
15
Census BPS
Climate risk
68.5
FEMA NRI (0–100)
ZIP 35097
Median home value
$223,259
Gross yield
6.6%
Buy Box score
0.7
Section 8 gap
64.2%
Affordability
P/I: 3.7R/I: —
Section 8 detail
SAFMR: $1,220Rent: $743Gap: 64.2%
ZIP code breakdown8 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 35013 | $169,700county est. | $1,020 | 7.2% | 5.3% | 27.2% |
| 35172 | $180,366 | $1,020 | 6.8% | 4.9% | 27.2% |
| 35031 | $196,369 | $1,020 | 6.2% | 4.5% | 27.2% |
| 35049 | $220,871 | $1,020 | 5.5% | 4.0% | 27.2% |
| 35121 | $221,079 | $1,020 | 5.5% | 4.0% | 27.2% |
| 35097 | $223,259 | $1,220 | 6.6% | 4.0% | 39.1% |
| 35133 | $238,033 | $1,020 | 5.1% | 3.7% | 27.2% |
| 35079 | $241,781 | $1,020 | 5.1% | 3.7% | 27.2% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
79.5%
Census ACS
Vacancy rate
11.4%
Census ACS
Bachelor's degree +
15.6%
Census ACS
Rent burdened
38.2%
Census ACS (>30% income)
Median age
40.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026