Terms Starting with L
113 terms
Living Trust
Living Trust is a legal strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of legal protection asset structuring deals.
Load-Bearing Wall
Load-Bearing Wall is a construction and renovation concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of value add renovations deals.
Loan Assumption
Loan Assumption is a real estate financing concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Constant
The loan constant is the ratio of annual debt service (principal + interest) to the loan amount—expressed as a percentage. It represents the annual payment rate required to service the loan.
Loan Estimate
Loan Estimate is a title and closing concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of purchase process deals.
Loan Modification
Loan Modification is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Officer
Loan Officer is a real estate financing concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Origination
Loan Origination is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Originator
Loan Originator is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Processing
Loan Processing is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Recasting
Loan recasting is a little-known alternative to refinancing where you make a lump-sum principal payment on your mortgage and the lender re-amortizes the remaining balance at the same interest rate, resulting in a lower monthly payment — without closing costs, credit checks, or a new loan.
Loan Seasoning
Loan Seasoning is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Seasoning Requirement
A loan seasoning requirement is the minimum period of property ownership — typically 6-12 months — that a lender requires before allowing a cash-out refinance, designed to prevent fraud and ensure the property has been legitimately improved and stabilized.
Loan Stacking
Loan stacking is the strategy of using multiple loan products simultaneously — such as conventional mortgages, HELOCs, hard money loans, and private money — to finance individual deals or accelerate portfolio growth beyond what a single loan type allows.
Loan Term
Loan Term is a real estate financing concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Underwriting
Loan Underwriting is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan-to-ARV Ratio
Loan-to-ARV Ratio is a financial analysis concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan-to-Cost (LTC)
Loan-to-Cost (LTC) is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan-to-Value Ratio
The ratio of a loan amount to a property's appraised value, expressed as a percentage — a 75% LTV on a $200,000 property means a $150,000 loan and $50,000 in equity.
Local Market Analysis
A local market analysis is the process of evaluating a specific metro area or submarket to determine whether it supports profitable real estate investing — covering population growth, job growth, rent trends, supply and demand, crime rates, and school district quality.
Local Meetup Strategy
The Local Meetup Strategy is a systematic approach to building your real estate investing network by attending, participating in, and eventually organizing local investor meetups to find deals, partners, mentors, contractors, and lenders.
Location Analysis
Location analysis is evaluating an area for investment — jobs, school-ratings, transit, demographics, crime, and infrastructure — to gauge demand and rent-growth potential.
Location Independence
Location Independence is a financial strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of real estate investing deals.
Lock-In Effect
The lock-in effect occurs when homeowners with low-rate mortgages refuse to sell because purchasing a new home at current rates would dramatically increase their monthly payment.