Terms Starting with F
98 terms
Fifty Thirty Twenty Rule
The fifty-thirty-twenty rule is a budgeting framework that allocates 50% of after-tax income to needs, 30% to wants, and 20% to savings and investing — with real estate investors typically modifying it to 50/20/30 to accelerate down payment accumulation.
Final Close
Final Close is a investment strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of syndication deals.
Final Inspection
Final Inspection is a construction and renovation concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of fix and flip deals.
Final Walkthrough
Final Walkthrough is a real estate investing concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of purchase process deals.
Financial Baseline
A financial baseline is a comprehensive snapshot of your current financial position—net worth, income, expenses, credit score, debt ratios, and liquid reserves—taken before you begin investing in real estate. It establishes the starting point from which you measure progress and set realistic investment goals.
Financial Freedom Number
Your financial freedom number is the amount of income — usually passive income — that covers your living expenses. Hit that number and you don't need a paycheck. Work becomes optional.
Financial Independence
Financial independence is the point where your passive income and cash flow from investments cover your living expenses—you no longer need to work for money.
Financial Runway
Financial Runway is a financial strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of real estate investing deals.
Financial Snapshot
A financial snapshot is a one-page summary of your complete financial position — assets, liabilities, income, and expenses — that tells you exactly where you stand and how ready you are to invest in real estate.
Financing Analysis
Financing Analysis is a deal evaluation concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of deal analysis deals.
Financing Contingency
A financing contingency lets you exit the deal and get your earnest money back if you can't secure a mortgage within the contract's deadline—typically 14–21 days.
Finish Inspection
Finish Inspection is a construction and renovation concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of fix and flip deals.
Fire Code
Fire Code is a legal strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of property management deals.
Fire Extinguisher Requirements
Fire Extinguisher Requirements is a property management concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of property management deals.
Fire Marshal Inspection
Fire Marshal Inspection is a construction and renovation concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of fix and flip deals.
First Close
First Close is a investment strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of syndication deals.
First Deal
Your first deal is the initial real estate investment you close—typically a house hack, single-family rental, or small multifamily property. It is simultaneously the hardest deal you will ever do (because everything is new) and the most important (because it proves you can do it and sets the foundation for every deal that follows).
First-Year Costs
First-year costs are all expenses incurred in the first 12 months of owning a rental property, including closing, make-ready, and operating expenses.
Five Dollar Rule
The five dollar rule is a mental model where you ask yourself, "Will this purchase matter in five years?" and "Would I pay five dollars to have made this decision?" — helping aspiring real estate investors filter out impulse spending and redirect money toward their first property.
Five-Plus Units
Five-plus units refers to multifamily properties with 5 or more dwelling units—the threshold where commercial loans replace residential loans and cap rate valuation applies.
Fix-and-Flip
Fix-and-flip is buying a distressed property, rehabilitating it to increase value, then selling it for a profit — typically within 3–12 months.
Fix-and-Flip Financing
Fix-and-flip financing is short-term lending that funds the purchase and renovation of a property for resale, typically hard money, construction loans, or bridge loans.
Fix-and-Flip Loan
Fix-and-Flip Loan is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Fixed Rate
Fixed Rate is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of real estate investing deals.