Terms Starting with D
112 terms
Debt Fund
Debt Fund is a investment strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of passive real estate investing deals.
Debt Payoff
Debt payoff is the strategy of systematically eliminating mortgages across a rental portfolio to maximize cash flow, reduce risk, and achieve financial independence. It is the opposite of maximum leverage—trading growth speed for stability and income.
Debt Service
Debt service is the total amount of principal and interest payments required on a loan over a specific period, typically expressed as an annual figure. In real estate, annual debt service is subtracted from net operating income to determine before-tax cash flow.
Debt Service Coverage Ratio
A ratio that measures whether a rental property's income covers its debt payments — calculated by dividing rental income by total debt service (PITIA), where 1.0 means breakeven and 1.25+ means strong cash flow.
Debt Service Stress Test
A debt service stress test analyzes whether your rental property would maintain positive cash flow if interest rates rose 2-3% above your current rate — protecting against rate shock during refinances, ARM adjustments, or future acquisitions.
Debt Snowball Method
The debt snowball method is a debt repayment strategy where you pay off your smallest balances first, regardless of interest rate, to build psychological momentum and free up cash flow for investing.
Debt Yield
Debt yield is the ratio of a property's net operating income to the total loan amount—expressed as a percentage—measuring loan risk independently of interest rate, amortization period, or loan term.
Debt-Free Rental
Debt-Free Rental is a investment strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of real estate investing deals.
Debt-to-Equity Ratio
Debt-to-Equity Ratio is a financial analysis concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of real estate investing deals.
Debt-to-Income Ratio (DTI)
Debt-to-Income Ratio (DTI) is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Deck
Deck is a construction and renovation concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of fix and flip deals.
Deductible
Deductible is a real estate insurance concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of legal protection asset structuring deals.
Deed
A deed is the legal document that transfers ownership of real property from the seller (grantor) to the buyer (grantee)—it must be signed, delivered, and recorded to complete the transfer.
Deed Records
Deed Records is a market analysis concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of market research location analysis deals.
Deed Restriction
Deed Restriction is a legal strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of legal protection asset structuring deals.
Deed in Lieu of Foreclosure
Deed in Lieu of Foreclosure is a legal strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Deed of Trust
A deed of trust is a three-party security instrument—involving a borrower (trustor), lender (beneficiary), and neutral trustee—that secures a real estate loan and enables non-judicial foreclosure through a power of sale clause, used instead of a traditional mortgage in approximately 30 states.
Default Notice
Default Notice is a legal strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of legal protection asset structuring deals.
Defeasance
Defeasance is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Deferred Maintenance
Deferred maintenance is repairs and upkeep that a previous owner postponed, creating a backlog of work that the new owner must address.
Deferred Maintenance (Value Add)
Deferred Maintenance (Value Add) is a investment strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of portfolio scaling 1031 exchanges deals.
Deflationary Pressure
Deflationary Pressure is a economic fundamentals concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of market cycles deals.
Delaware Statutory Trust (DST)
Delaware Statutory Trust (DST) is a tax strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of tax optimization deals.
Delayed Financing
Delayed financing is a mortgage product that allows you to refinance an all-cash purchase shortly after closing—typically within 90 days—and pull out a portion of the equity.