Tennessee
Hardeman County
ZIP 38039
25,477 residents36 permits TTM$46,173 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$116,800
ACS 5-Year
Cap rate proxy
8.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
21.3%
HUD FMR ÷ ACS HHI
Net migration
+0.92%
IRS SOI
Permits (TTM)
36
Census BPS
Climate risk
63.0
FEMA NRI (0–100)
ZIP 38039
Median home value
$116,800
Gross yield
10.9%
Buy Box score
0.4
Section 8 gap
29.6%
Affordability
P/I: 3.1R/I: —
Section 8 detail
SAFMR: $1,060Rent: $818Gap: 29.6%
ZIP code breakdown8 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 38067 | — | — | — | 0.4 | — |
| 38039 | $116,800 | $1,060 | 10.9% | 0.4 | 29.6% |
| 38008 | — | — | — | 0.4 | — |
| 38075 | $116,800 | $1,060 | 10.9% | 0.3 | 29.6% |
| 38052 | — | — | — | 0.2 | — |
| 38381 | — | — | — | 0.2 | — |
| 38042 | $116,800 | $1,180 | 12.1% | — | 44.3% |
| 38044 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
71.2%
Census ACS
Vacancy rate
15.5%
Census ACS
Bachelor's degree +
11.3%
Census ACS
Rent burdened
44.1%
Census ACS (>30% income)
Median age
40.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026