North Carolina
McDowell County
ZIP 28761
44,679 residents161 permits TTM$55,527 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$168,300
ACS 5-Year
Cap rate proxy
5.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.0%
HUD FMR ÷ ACS HHI
Net migration
+1.17%
IRS SOI
Permits (TTM)
161
Census BPS
Climate risk
59.2
FEMA NRI (0–100)
ZIP 28761
Median home value
—
Gross yield
—
Buy Box score
0.1
Section 8 gap
—
Affordability
P/I: 6.5R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 28752 | — | — | — | 0.4 | — |
| 28762 | — | — | — | 0.2 | — |
| 28761 | — | — | — | 0.1 | — |
| 28749 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
74.0%
Census ACS
Vacancy rate
14.1%
Census ACS
Bachelor's degree +
17.6%
Census ACS
Rent burdened
29.1%
Census ACS (>30% income)
Median age
44.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026