North Carolina
Cleveland County
ZIP 28086
100,170 residents550 permits TTM$55,769 median HHI12 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$180,200
ACS 5-Year
Cap rate proxy
5.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.0%
HUD FMR ÷ ACS HHI
Net migration
+1.58%
IRS SOI
Permits (TTM)
550
Census BPS
Climate risk
70.0
FEMA NRI (0–100)
ZIP 28086
Median home value
$180,200
Gross yield
6.5%
Buy Box score
0.7
Section 8 gap
16.2%
Affordability
P/I: 4.3R/I: 34.6%
Section 8 detail
SAFMR: $970Rent: $835Gap: 16.2%
ZIP code breakdown12 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 28020 | — | — | — | 0.8 | — |
| 28114 | — | — | — | 0.8 | — |
| 28090 | — | — | — | 0.7 | — |
| 28086 | $180,200 | $970 | 6.5% | 0.7 | 16.2% |
| 28152 | — | — | — | 0.7 | — |
| 28073 | — | — | — | 0.7 | — |
| 28150 | — | — | — | 0.7 | — |
| 28017 | — | — | — | — | — |
| 28042 | — | — | — | — | — |
| 28089 | — | — | — | — | — |
| 28136 | — | — | — | — | — |
| 28169 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
70.7%
Census ACS
Vacancy rate
15.4%
Census ACS
Bachelor's degree +
21.1%
Census ACS
Rent burdened
43.0%
Census ACS (>30% income)
Median age
41.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026