North Carolina

Carteret County

ZIP 28589

68,652 residents483 permits TTM$70,235 median HHI17 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$304,200

ACS 5-Year

Cap rate proxy

4.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.1%

HUD FMR ÷ ACS HHI

Net migration

+1.68%

IRS SOI

Permits (TTM)

483

Census BPS

Climate risk

93.5

FEMA NRI (0–100)

ZIP 28589

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown17 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
285700.3
285840.1
285310.1
285570.1
285160.1
285120.0
285940.0
28511
28520
28524
28528
28553
28575
28577
28579
28581
28589

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

73.5%

Census ACS

Vacancy rate

39.6%

Census ACS

Bachelor's degree +

32.3%

Census ACS

Rent burdened

47.5%

Census ACS (>30% income)

Median age

50.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026