New York
Otsego County
ZIP 12155
59,738 residents126 permits TTM$67,086 median HHI35 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$175,900
ACS 5-Year
Cap rate proxy
6.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.9%
HUD FMR ÷ ACS HHI
Net migration
+1.26%
IRS SOI
Permits (TTM)
126
Census BPS
Climate risk
75.8
FEMA NRI (0–100)
ZIP 12155
Median home value
—
Gross yield
—
Buy Box score
0.7
Section 8 gap
—
Affordability
P/I: 2.5R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown35 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 13411 | — | — | — | 0.8 | — |
| 13809 | — | — | — | 0.7 | — |
| 13849 | — | — | — | 0.7 | — |
| 13843 | — | — | — | 0.7 | — |
| 12155 | — | — | — | 0.7 | — |
| 13808 | — | — | — | 0.7 | — |
| 13335 | — | — | — | 0.6 | — |
| 12197 | — | — | — | 0.6 | — |
| 13315 | — | — | — | 0.6 | — |
| 13320 | — | — | — | 0.6 | — |
| 13810 | — | — | — | 0.6 | — |
| 13491 | — | — | — | 0.6 | — |
| 12116 | — | — | — | 0.6 | — |
| 13796 | — | — | — | 0.6 | — |
| 13439 | — | — | — | 0.5 | — |
| 13825 | — | — | — | 0.5 | — |
| 13820 | — | — | — | 0.5 | — |
| 13807 | — | — | — | 0.5 | — |
| 13348 | — | — | — | 0.5 | — |
| 13326 | — | — | — | 0.1 | — |
| 12064 | — | — | — | — | — |
| 13333 | — | — | — | — | — |
| 13337 | — | — | — | — | — |
| 13342 | — | — | — | — | — |
| 13415 | — | — | — | — | — |
| 13450 | — | — | — | — | — |
| 13457 | — | — | — | — | — |
| 13468 | — | — | — | — | — |
| 13482 | — | — | — | — | — |
| 13488 | — | — | — | — | — |
| 13747 | — | — | — | — | — |
| 13776 | — | — | — | — | — |
| 13834 | — | — | — | — | — |
| 13859 | — | — | — | — | — |
| 13861 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
74.3%
Census ACS
Vacancy rate
24.7%
Census ACS
Bachelor's degree +
33.9%
Census ACS
Rent burdened
40.0%
Census ACS (>30% income)
Median age
40.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026