New York
Franklin County
ZIP 12986
47,066 residents132 permits TTM$63,747 median HHI22 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$128,600
ACS 5-Year
Cap rate proxy
7.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.4%
HUD FMR ÷ ACS HHI
Net migration
+0.67%
IRS SOI
Permits (TTM)
132
Census BPS
Climate risk
48.9
FEMA NRI (0–100)
ZIP 12986
Median home value
—
Gross yield
—
Buy Box score
0.3
Section 8 gap
—
Affordability
P/I: 3.2R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown22 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 12980 | — | — | — | 0.7 | — |
| 12937 | — | — | — | 0.6 | — |
| 12957 | — | — | — | 0.6 | — |
| 12916 | — | — | — | 0.5 | — |
| 12966 | — | — | — | 0.5 | — |
| 12926 | — | — | — | 0.5 | — |
| 12953 | — | — | — | 0.5 | — |
| 12920 | — | — | — | 0.4 | — |
| 12917 | — | — | — | 0.4 | — |
| 12986 | — | — | — | 0.3 | — |
| 12913 | — | — | — | 0.2 | — |
| 12983 | — | — | — | 0.1 | — |
| 13655 | — | — | — | 0.0 | — |
| 12914 | — | — | — | — | — |
| 12915 | — | — | — | — | — |
| 12930 | — | — | — | — | — |
| 12939 | — | — | — | — | — |
| 12945 | — | — | — | — | — |
| 12969 | — | — | — | — | — |
| 12970 | — | — | — | — | — |
| 12976 | — | — | — | — | — |
| 12989 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
71.2%
Census ACS
Vacancy rate
24.4%
Census ACS
Bachelor's degree +
23.8%
Census ACS
Rent burdened
36.9%
Census ACS (>30% income)
Median age
41.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026