Missouri

Camden County

ZIP 65020

43,416 residents362 permits TTM$62,927 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$270,700

ACS 5-Year

Cap rate proxy

3.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.0%

HUD FMR ÷ ACS HHI

Net migration

+2.01%

IRS SOI

Permits (TTM)

362

Census BPS

Climate risk

88.4

FEMA NRI (0–100)

ZIP 65020

Median home value

$295,683

Gross yield

3.8%

Cap rate

5.6%

Rent gap

-46.9%

Affordability

P/I: 4.7R/I: 26.3%

Section 8 detail

SAFMR: $939Rent: $838Gap: 12.1%
ZIP code breakdown10 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
65020$295,683$9393.8%5.6%-46.9%
65049$334,672$9393.4%3.0%10.8%
65052$338,027$9393.3%3.0%10.8%
65065$327,686$9393.4%4.9%-43.8%
65079$373,204$9393.0%2.7%10.8%

Ranked by composite score

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Demographics

Owner-occupied

83.1%

Census ACS

Vacancy rate

56.9%

Census ACS

Bachelor's degree +

24.5%

Census ACS

Rent burdened

33.8%

Census ACS (>30% income)

Median age

53.0

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026