Mississippi

Clay County

ZIP 39755

18,462 residents6 permits TTM$39,904 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$115,600

ACS 5-Year

Cap rate proxy

7.5%

FMR × 0.65 ÷ Home Value

Rent-to-income

21.6%

HUD FMR ÷ ACS HHI

Net migration

+0.89%

IRS SOI

Permits (TTM)

6

Census BPS

Climate risk

42.5

FEMA NRI (0–100)

ZIP 39755

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: 4.4R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown4 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
397560.3
397730.3
397410.2
39755

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

70.7%

Census ACS

Vacancy rate

14.5%

Census ACS

Bachelor's degree +

18.2%

Census ACS

Rent burdened

37.5%

Census ACS (>30% income)

Median age

40.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026