Michigan
Oceana County
ZIP 49449
26,788 residents128 permits TTM$63,624 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$167,600
ACS 5-Year
Cap rate proxy
5.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.5%
HUD FMR ÷ ACS HHI
Net migration
+1.39%
IRS SOI
Permits (TTM)
128
Census BPS
Climate risk
33.7
FEMA NRI (0–100)
ZIP 49449
Median home value
$167,600
Gross yield
7.0%
Buy Box score
0.2
Section 8 gap
—
Affordability
P/I: 5.6R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown8 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 49459 | $167,600 | $973 | 7.0% | 0.8 | — |
| 49421 | $167,600 | $973 | 7.0% | 0.8 | — |
| 49452 | $167,600 | $973 | 7.0% | 0.7 | — |
| 49420 | $167,600 | $973 | 7.0% | 0.7 | — |
| 49455 | $167,600 | $973 | 7.0% | 0.6 | — |
| 49446 | $167,600 | $973 | 7.0% | 0.6 | — |
| 49436 | $167,600 | $973 | 7.0% | 0.2 | — |
| 49449 | $167,600 | $973 | 7.0% | 0.2 | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
85.1%
Census ACS
Vacancy rate
34.5%
Census ACS
Bachelor's degree +
21.0%
Census ACS
Rent burdened
29.8%
Census ACS (>30% income)
Median age
43.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026