Michigan
St. Joseph County
ZIP 49032
60,870 residents206 permits TTM$64,707 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$167,600
ACS 5-Year
Cap rate proxy
5.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.3%
HUD FMR ÷ ACS HHI
Net migration
+1.28%
IRS SOI
Permits (TTM)
206
Census BPS
Climate risk
58.6
FEMA NRI (0–100)
ZIP 49032
Median home value
—
Gross yield
—
Buy Box score
0.6
Section 8 gap
—
Affordability
P/I: 3.5R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown10 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 49030 | — | — | — | 0.7 | — |
| 49040 | — | — | — | 0.7 | — |
| 49072 | — | — | — | 0.7 | — |
| 49042 | — | — | — | 0.7 | — |
| 49091 | — | — | — | 0.7 | — |
| 49093 | — | — | — | 0.6 | — |
| 49099 | — | — | — | 0.6 | — |
| 49032 | — | — | — | 0.6 | — |
| 49066 | — | — | — | — | — |
| 49075 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
75.2%
Census ACS
Vacancy rate
13.4%
Census ACS
Bachelor's degree +
17.1%
Census ACS
Rent burdened
33.4%
Census ACS (>30% income)
Median age
39.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026