Maryland
Garrett County
ZIP 21550
28,713 residents145 permits TTM$69,031 median HHI11 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$217,000
ACS 5-Year
Cap rate proxy
3.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
12.3%
HUD FMR ÷ ACS HHI
Net migration
+0.49%
IRS SOI
Permits (TTM)
145
Census BPS
Climate risk
16.0
FEMA NRI (0–100)
ZIP 21550
Median home value
$217,000
Gross yield
5.4%
Buy Box score
0.1
Section 8 gap
—
Affordability
P/I: 4.2R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown11 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 21562 | $217,000 | $973 | 5.4% | 0.6 | — |
| 21539 | $217,000 | $973 | 5.4% | 0.5 | — |
| 21521 | $217,000 | $973 | 5.4% | 0.5 | — |
| 21531 | $217,000 | $973 | 5.4% | 0.2 | — |
| 21536 | $217,000 | $973 | 5.4% | 0.2 | — |
| 21550 | $217,000 | $973 | 5.4% | 0.1 | — |
| 21520 | $217,000 | $973 | 5.4% | 0.1 | — |
| 21561 | $217,000 | $973 | 5.4% | 0.0 | — |
| 21541 | $217,000 | $973 | 5.4% | 0.0 | — |
| 21523 | $217,000 | $973 | 5.4% | — | — |
| 21538 | $217,000 | $973 | 5.4% | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
81.0%
Census ACS
Vacancy rate
32.3%
Census ACS
Bachelor's degree +
24.6%
Census ACS
Rent burdened
23.5%
Census ACS (>30% income)
Median age
48.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026