Kentucky
Harlan County
ZIP 40870
26,185 residents0 permits TTM$37,198 median HHI25 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$73,100
ACS 5-Year
Cap rate proxy
10.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
21.0%
HUD FMR ÷ ACS HHI
Net migration
+0.09%
IRS SOI
Permits (TTM)
0
Census BPS
Climate risk
65.7
FEMA NRI (0–100)
ZIP 40870
Median home value
$73,100
Gross yield
14.2%
Buy Box score
—
Section 8 gap
—
Affordability
P/I: 2.4R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown25 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 40823 | $73,100 | $866 | 14.2% | 0.3 | — |
| 40828 | $73,100 | $866 | 14.2% | 0.3 | — |
| 40873 | $73,100 | $866 | 14.2% | 0.2 | — |
| 40831 | $73,100 | $866 | 14.2% | 0.1 | — |
| 40806 | $73,100 | $866 | 14.2% | 0.1 | — |
| 40801 | $73,100 | $866 | 14.2% | — | — |
| 40807 | $73,100 | $866 | 14.2% | — | — |
| 40810 | $73,100 | $866 | 14.2% | — | — |
| 40815 | $73,100 | $866 | 14.2% | — | — |
| 40818 | $73,100 | $866 | 14.2% | — | — |
| 40819 | $73,100 | $866 | 14.2% | — | — |
| 40820 | $73,100 | $866 | 14.2% | — | — |
| 40824 | $73,100 | $866 | 14.2% | — | — |
| 40829 | $73,100 | $866 | 14.2% | — | — |
| 40830 | $73,100 | $866 | 14.2% | — | — |
| 40843 | $73,100 | $866 | 14.2% | — | — |
| 40847 | $73,100 | $866 | 14.2% | — | — |
| 40849 | $73,100 | $866 | 14.2% | — | — |
| 40854 | $73,100 | $866 | 14.2% | — | — |
| 40855 | $73,100 | $866 | 14.2% | — | — |
| 40863 | $73,100 | $866 | 14.2% | — | — |
| 40865 | $73,100 | $866 | 14.2% | — | — |
| 40870 | $73,100 | $866 | 14.2% | — | — |
| 40927 | $73,100 | $866 | 14.2% | — | — |
| 40964 | $73,100 | $866 | 14.2% | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
70.8%
Census ACS
Vacancy rate
19.3%
Census ACS
Bachelor's degree +
12.7%
Census ACS
Rent burdened
36.9%
Census ACS (>30% income)
Median age
41.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026