Kentucky
Rockcastle County
ZIP 40409
16,144 residents$48,367 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$119,300
ACS 5-Year
Cap rate proxy
6.8%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.8%
HUD FMR ÷ ACS HHI
Net migration
+1.28%
IRS SOI
Permits (TTM)
—
Census BPS
Climate risk
36.1
FEMA NRI (0–100)
ZIP 40409
Median home value
—
Gross yield
—
Buy Box score
0.4
Section 8 gap
—
Affordability
P/I: 3.3R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 40456 | — | — | — | 0.5 | — |
| 40409 | — | — | — | 0.4 | — |
| 40445 | — | — | — | — | — |
| 40460 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
76.4%
Census ACS
Vacancy rate
12.9%
Census ACS
Bachelor's degree +
13.7%
Census ACS
Rent burdened
28.3%
Census ACS (>30% income)
Median age
42.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026