Kentucky

Nelson County

ZIP 40012

47,102 residents225 permits TTM$67,888 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$224,100

ACS 5-Year

Cap rate proxy

5.0%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.5%

HUD FMR ÷ ACS HHI

Net migration

+1.67%

IRS SOI

Permits (TTM)

225

Census BPS

Climate risk

55.2

FEMA NRI (0–100)

ZIP 40012

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: 3.1R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown8 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
400510.7
401070.7
400040.5
40008$224,100$1,0805.8%0.515.9%
40013$224,100$1,1806.3%0.426.6%
40012
40020
40052

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Demographics

Owner-occupied

77.3%

Census ACS

Vacancy rate

6.4%

Census ACS

Bachelor's degree +

22.8%

Census ACS

Rent burdened

37.3%

Census ACS (>30% income)

Median age

39.7

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026