Kentucky

Madison County

ZIP 40475

94,064 residents705 permits TTM$62,407 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$220,700

ACS 5-Year

Cap rate proxy

4.6%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.4%

HUD FMR ÷ ACS HHI

Net migration

+1.67%

IRS SOI

Permits (TTM)

705

Census BPS

Climate risk

74.8

FEMA NRI (0–100)

ZIP 40475

Median home value

Gross yield

Buy Box score

0.2

Section 8 gap

Affordability

P/I: 4.7R/I: 19.1%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown4 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
403850.6
404030.3
404750.2
40404

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

62.4%

Census ACS

Vacancy rate

8.0%

Census ACS

Bachelor's degree +

34.2%

Census ACS

Rent burdened

39.9%

Census ACS (>30% income)

Median age

34.7

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026