Iowa

Clay County

ZIP 51357

16,446 residents59 permits TTM$64,082 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$171,500

ACS 5-Year

Cap rate proxy

5.6%

FMR × 0.65 ÷ Home Value

Rent-to-income

14.9%

HUD FMR ÷ ACS HHI

Net migration

+0.78%

IRS SOI

Permits (TTM)

59

Census BPS

Climate risk

36.4

FEMA NRI (0–100)

ZIP 51357

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: 1.9R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown10 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
513010.5
51033
51047
51333
51338
51340
51341
51343
51357
51366

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

72.7%

Census ACS

Vacancy rate

11.0%

Census ACS

Bachelor's degree +

26.0%

Census ACS

Rent burdened

31.6%

Census ACS (>30% income)

Median age

41.8

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026