Illinois
Jo Daviess County
ZIP 61085
21,918 residents42 permits TTM$74,954 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$193,900
ACS 5-Year
Cap rate proxy
4.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
12.7%
HUD FMR ÷ ACS HHI
Net migration
+1.07%
IRS SOI
Permits (TTM)
42
Census BPS
Climate risk
51.3
FEMA NRI (0–100)
ZIP 61085
Median home value
—
Gross yield
—
Buy Box score
0.6
Section 8 gap
—
Affordability
P/I: 2.0R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown8 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 61041 | — | — | — | 0.8 | — |
| 61087 | — | — | — | 0.7 | — |
| 61085 | — | — | — | 0.6 | — |
| 61075 | — | — | — | 0.5 | — |
| 61028 | — | — | — | 0.5 | — |
| 61025 | — | — | — | 0.4 | — |
| 61036 | — | — | — | 0.2 | — |
| 61001 | — | — | — | 0.2 | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
81.8%
Census ACS
Vacancy rate
22.6%
Census ACS
Bachelor's degree +
28.8%
Census ACS
Rent burdened
42.3%
Census ACS (>30% income)
Median age
50.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026