Florida
Putnam County
ZIP 32140
74,235 residents122 permits TTM$47,256 median HHI13 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$147,300
ACS 5-Year
Cap rate proxy
7.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
22.9%
HUD FMR ÷ ACS HHI
Net migration
+1.79%
IRS SOI
Permits (TTM)
122
Census BPS
Climate risk
79.7
FEMA NRI (0–100)
ZIP 32140
Median home value
$147,300
Gross yield
11.2%
Buy Box score
0.6
Section 8 gap
53.0%
Affordability
P/I: 4.4R/I: —
Section 8 detail
SAFMR: $1,380Rent: $902Gap: 53.0%
ZIP code breakdown13 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 32177 | — | — | — | 0.8 | — |
| 32131 | $147,300 | $1,570 | 12.8% | 0.6 | 74.1% |
| 32140 | $147,300 | $1,380 | 11.2% | 0.6 | 53.0% |
| 32148 | — | — | — | 0.6 | — |
| 32189 | — | — | — | 0.4 | — |
| 32112 | — | — | — | 0.4 | — |
| 32139 | — | — | — | 0.3 | — |
| 32181 | — | — | — | 0.3 | — |
| 32187 | — | — | — | 0.2 | — |
| 32193 | — | — | — | 0.2 | — |
| 32666 | $147,300 | $1,100 | 9.0% | 0.1 | 22.0% |
| 32147 | — | — | — | — | — |
| 32157 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
72.6%
Census ACS
Vacancy rate
16.3%
Census ACS
Bachelor's degree +
14.1%
Census ACS
Rent burdened
44.0%
Census ACS (>30% income)
Median age
45.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026